As an organization, we have a responsibility to our policyowners and customers to do business ethically and in compliance with all laws and regulations. This philosophy has guided us from the beginning, and it’s a fundamental part of our success.
Chairman, President and Chief Executive Officer Massachusetts Mutual Life Insurance Company, Springfield, Massachusetts Board Committees: Executive (Chair), Investment and Technology & Governance
Lead Director Massachusetts Mutual Life Insurance Company Springfield, Massachusetts Executive Chairman, Former President and Chief Executive Officer Vertex Pharmaceuticals Incorporated, Boston, Massachusetts Board Committees: Executive, Human Resources and Technology & Governance
Founder and Principal Cross Ridge Capital, LLC, New Canaan, Connecticut Former President Standard & Poor’s, New York, New York Board Committees: Executive, Audit and Investment (Chair)
Former Chairman and Chief Executive Officer WGL Holdings, Inc., Washington, D.C. Board Committees: Executive, Audit and Human Resources (Chair)
Former Chief Financial Officer American Airlines, Inc. and AMR Corporation, Fort Worth, Texas Board Committees: Audit (Chair), Executive, and Investment
CEO and Managing Partner Vesalius Ventures, Inc. Houston, Texas Board Committees: Audit and Investment
Founder and CEO Obsidian Strategies, Inc., Menlo Park, California Former Vice President Machine Learning Solutions Lab & Computer Vision Amazon Web Services, Palo Alto, California Board Committees: Human Resources and Technology & Governance
Former Chairman, President and Chief Executive Officer Liberty Mutual Insurance Company, Boston, Massachusetts Board Committees: Human Resources and Technology & Governance
Former Chief Financial Officer and Managing Director of Finance The Vanguard Group, Malvern, Pennsylvania Board Committees: Audit and Investment
Former Non-Executive Chairman and Former Chief Executive Officer BJ’s Wholesale Club, Inc., Westborough, Massachusetts Board Committees: Executive, Human Resources and Technology & Governance (Chair)
Chief Investment Officer The Hartford Hartford, Connecticut Board Committees: Audit and Investment
Chief of Staff to the Chairman & CEO
HR & Employee Experience
At MassMutual, trust isn’t just a value—it’s a responsibility. Our Code of Conduct sets the standard for ethical behavior across the company and is embedded in a robust employee education program. We empower employees to identify and report concerns through clear, confidential channels, reinforcing a culture of integrity and accountability.
Ethical decision-making is supported by ongoing training, leadership modeling, and a compliance framework that helps employees navigate complex situations. We believe that doing business ethically is essential to maintaining the trust of our policyowners, customers, and communities.
Risk management at MassMutual is proactive, comprehensive, and deeply embedded in our strategy. We monitor financial and non-financial risks through data analysis, performance metrics, and competitive benchmarking—ensuring we’re prepared to meet challenges and protect our stakeholders.
Our approach is built on long-term resilience. By identifying emerging risks and adapting to changing conditions, we maintain the financial strength and operational stability our customers rely on. This commitment to protection and foresight is central to our mutual promise.
MassMutual is a mutual company, which means we don’t have shareholders—we have policyowners. That difference shapes everything we do. Our long-term decisions are made with your interests in mind, not Wall Street’s. It’s a structure built on mutual trust, shared purpose, and a commitment to helping people protect what matters most.
Through economic highs and lows, our mutual model has remained a source of strength and stability. Eligible participating policyowners may share in our success through dividends, which we’ve paid every year since 1869. While dividends aren’t guaranteed, our track record reflects a deep commitment to delivering long-term value.
For 175 years, MassMutual has followed a disciplined investment strategy designed to deliver on our promises. That approach has earned us financial strength ratings among the highest in any industry—giving our customers confidence that we’ll be there when it matters most.
These results reflect our commitment to prudent risk management, long-term planning, and delivering reliable protection to our policyowners and customers.