We know how important it is for you to receive up-to-date and compliant information about your Individual Retirement Account (IRA). That’s why Wright-Patt Credit Union® (WPCU®) partners with a third-party service to provide forms and other important documents for your IRA.
The document provider we’ve used in the past has been discontinued and we have switched to a new document provider. One of the benefits of this new provider is a more user-friendly, self-service option for submitting transaction requests for your IRA online. The changes will take effect on May 20, 2025.
Authenticate your login to our trusted third-party partner’s website by entering a verification code sent to your email address,
If you have any questions, please contact our Member Help Center at (937) 912-7000 or (800) 762-0047, Monday-Friday from 8:00 am-8:00 pm or Saturday from 9:00 am-1:00 pm or visit your nearest member center. We are here to help answer any questions you may have.
Thank you for being a member of Wright-Patt Credit Union and trusting us with your IRA.
We know how important it is for you to receive up-to-date and compliant information about your Individual Retirement Account (IRA), which is why WPCU partners with a third-party service to provide forms and other important documents for your IRA. The service we’ve used in the past has been discontinued and we’ve switched to a new document provider. One of the benefits of this new provider is a more user-friendly, self-service option for submitting transaction requests for your IRA online.
IRAs can be funded via cash, check or by completing a transfer/rollover. Stop by your nearest member center or access our IRA Service Center through Online Banking beginning May 20, 2025.
IRA forms are still accessible through Online Banking or on our Forms webpage (WPCU.coop/Forms) .
It depends on which transaction request you make (i.e., transfer/rollover, open an IRA, or withdrawal). Transfers and rollovers processing times can vary based on mail delivery time and the other financial institution. Opening IRAs and completing withdrawals can be done within two business days.
No – your IRA remains unchanged. The only change you may experience is a new document forms template.
While WPCU serves as the custodian of your IRA, we are unable to provide guidance on tax-related matters. For assistance, we recommend consulting a qualified tax advisor who can provide accurate and personalized advice.
To process transactions for your IRA you can visit your nearest member center or access our IRA Service Center through Online Banking beginning May 20, 2025. If your IRA requires beneficiary changes, you'll navigate to our Forms webpage (WPCU.coop/Forms) and select the IRA Designation of Beneficiary Form.
With a Roth IRA, you make contributions with money you’ve already paid taxes on and your money can grow tax-free, with tax-free withdrawals in retirement if certain conditions are met. While your contributions give you no current break on your income tax like the Traditional IRA, when you start taking money out of a Roth IRA, it can be withdrawn tax-free and penalty-free if the initial contribution was made at least five years ago, and you meet one of the following conditions:
Learn more about both Traditional and Roth IRAs by clicking here .
Consult your tax advisor for details.
To add a beneficiary to your IRA, please complete the IRA Designation of Beneficiary Form. This form can be found on our Forms webpage (WPCU.coop/Forms) . Once you complete the form, please bring it to a nearby member center or mail it to: Wright-Patt Credit Union, Attn: Deposit Services/IRA, 3560 Pentagon Blvd., Beavercreek, OH 45431.
Our IRA Service Center is accessible through Online Banking or by navigating to WPCU.coop/Forms .
Your IRA can be accessed conveniently through Online Banking .
Once you complete an IRA form, please bring it to a nearby member center or mail it to: Wright-Patt Credit Union, Attn: Deposit Services/IRA, 3560 Pentagon Blvd., Beavercreek, OH 45431.
If you have any questions or issues accessing the IRA Service Center, please contact our Member Help Center at (937) 912-7000 or (800) 762-0047, Monday-Friday from 8:00 am-8:00 pm or Saturday from 9:00 am-1:00 pm, or visit your nearest member center.
Current IRA contribution limits can be found on the Internal Revenue Service's website at irs.gov .