In exchange for a fixed premium, the insurer undertakes to provide the insured with a set of guarantees to ensure that he or she is assisted and insured before, during and after a trip. Travel insurance allows you to minimize the financial impact of unforeseen events and benefit from assistance services when you need it. In short, travel insurance allows you to travel with peace of mind by protecting you against unforeseen events.
Trip cancellation, loss or theft of luggage , accidents or unexpected medical expenses… All these cover options can be chosen thanks to our travel insurance offers . As there are different ways of travelling, there are also different plans (Essential and Comfort) containing different levels of cover, adapted to all your travel needs.
Who hasn’t heard the story of the person who missed their plane because of a traffic jam, or the family who couldn’t find their luggage on arrival, or whose house was flooded during their holiday? And have you thought about what would happen if you fell ill in a foreign country? Or if you had an accident? Without imagining the worst, it’s a good idea to think of everything to avoid problems on holiday. That’s what travel insurance is for! A health problem while on holiday? Your travel insurance will cover the cost of treatment and help you if you need to be repatriated:
Medical assistance, repatriation, trip cancellation, baggage theft, travel accident … Travel insurance policies offer a wide range of invaluable cover in the event of the unexpected, so you can travel with peace of mind, whether at home or abroad.
There are two types of travel insurance:
Would you like to take out travel cancellation insurance? If you cancel your trip, cancellation charges will be applied by the tour operator, whatever the reason for the cancellation. Calculated according to a scale indicated in the general terms and conditions of sale, these cancellation fees can be high, but they can also be compensated by your Europ Assistance travel insurance. Obviously, events that have already occurred or were known about at the time of booking the trip or taking out the insurance are not covered by travel and cancellation insurance.
Whatever your destination, travel insurance is recommended for trips abroad, but may also be compulsory for travel to certain countries. The list of these countries – previously limited to China, Cuba and Algeria – now includes many more destinations following the Covid-19 health crisis. Before planning and booking your next trip abroad, don’t hesitate to check the current regulations in force in the country of your choice.
Many bank cards also offer travel insurance cover, but this varies depending on the type of card and the issuing bank. Very often, they are subject to the card being used to purchase the trip. Remember to check the maximum cover amounts and the grounds for cancellation. Taking out travel insurance is often an essential addition to overcome certain limitations.