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Stock Market ROTH IRA: The interest generated on the amounts contributed to a Stock Market ROTH IRA is not taxable if it is part of a distribution for a qualified reason to withdraw without IRS penalty, or if it is distributed after age 60. The principal is insured by the FDIC up to the maximum allowed by law. After opening the Stock Market ROTH IRA, no additional deposits may be made at any time. Partial withdrawals before the maturity date are not permitted. The interest to be paid at the account’s maturity will follow the formula disclosed in the Annex to the Individual Retirement Account (IRA) Contract at the time of deposit. For details, you may also consult the Stock Market Products Disclosure document. “Standard & Poor’s®,” “S&P®,” and “S&P 500®” are registered trademarks of Standard and Poor’s®, a division of McGraw Hill, Inc., and have been licensed for use by Popular Inc. The product is not sponsored, endorsed, sold, or promoted by Standard & Poor’s®, and Standard & Poor’s® makes no representation regarding the advisability of investing in this product. At maturity, the account does not automatically renew into another Stock Market Roth IRA product, and the total balance is invested in a five (5)‑year Popular Roth IRA. Early‑cancellation penalties during the first year will be 30% of the principal; 25% of the principal during the second year; 20% of the principal during the third year; 15% of the principal during the fourth year; and 10% of the principal during the fifth year.
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You have the right to dispute the accuracy of the credit information we have reported by writing to us and describing the specific information that is inaccurate or in dispute, and the basis for any dispute with supporting documentation, to the address below.
Banco Popular de Puerto Rico PO Box 71589 San Juan PR 00936
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