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An option for your accounts
This service makes possible that your transactions in ATMs and everyday debit card transactions be processed even when you have insufficient funds in your account, so your transactions will not be declined. However, this does not guarantee that your overdrafts will always be processed to cover these transactions.
The Bank will charge you a fee of $15 for each transaction paid against Insufficient or Unavailable Funds, when said transaction is greater than $5. The Bank will charge daily up to a maximum of 5 overdraft fees for these transactions, excluding Saturday, Sunday and Federal Holidays.
We also offer overdraft protection plans, such as Reserve Lines of Credit which, may be less expensive than our standard overdraft practices. To learn more, ask us about these plans.
To authorize or enroll, you must complete a Consent for Overdraft Service.
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If you have more than one deposit account, you must complete a form for each account in which you want the service.
You can find your account number in your checks or in your account statement sent via postal service or online (e-Statement).
Service offered by Banco Popular de Puerto Rico.
The Overdraft Service doesn’t apply to the following accounts: ATH POP, CADI, Club del Ahorro, Pronto Popular, U-Save y Mi Cuenta Uni.
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You are currently in Banco Popular of Puerto Rico's website (popular.com) . By clicking “Continue” you acknowledge the following: You will be leaving Banco popular.com and entering a third-party website (linked website). The third-party website’s privacy policy and security practices may differ from BPPR. BPPR is not responsible for the accuracy or content of information contained in this linked website and no guarantee is given that the information provided in this linked website is correct, complete, and up-to-date. BPPR expressly disclaims all liability for, damages of any kind arising of, use reference to, or reliance on any information contained within the linked website. This link does not constitute an endorsement by us of the third-party and its products and services.
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You have the right to dispute the accuracy of the credit information we have reported by writing to us and describing the specific information that is inaccurate or in dispute, and the basis for any dispute with supporting documentation, to the address below.
Banco Popular de Puerto Rico PO Box 71589 San Juan PR 00936
Please write a letter with the following information:
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