Get help paying your bills when you’re unable to work.
Disability insurance is also called disability income insurance (DI). If you become too sick or injured to work for an extended period of time, DI could help cover a portion of your income, including bonuses and commissions. It's important to know that even if you have group long-term disability insurance through your employer, it may not be enough.
Disability income insurance can help you protect a portion of your income should you become too sick or hurt to work. So, if you have people who depend on you financially, college tuition to cover, and mortgage payments to make, you should consider disability income insurance.
Disability income insurance is important for anyone who relies on their income to maintain their lifestyle and cover expenses. Here are just a few occupations that may find disability income insurance beneficial to their financial future:
Talk to a financial professional to assess your risks and consider obtaining disability income insurance coverage to protect your income and financial well-being in case of disability.
Individual disability income insurance and business overhead expense disability insurance policies may be customizable, so you can prepare for the future. For example, you may be able to choose to add a rider 1 to your policy that allows your coverage to grow as your salary increases or your business expenses increase.
1 Available for an additional cost.
Disability income insurance policies issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield MA 01111-0001.
Policies have exclusions and limitations. For costs and complete details of coverage call your agent or MassMutual at 1-800-272-2216 for a referral to an agent.