What does living life on your own terms mean to you? No matter what you have in mind, putting a plan in place is a good first step.
A policy designed to help pay for the costs associated with long term care.
Life insurance policies with a long term care benefit included.
These are attached to a life insurance policy and would allow you to use a portion of your policy's death benefit, once certain conditions are met, for long term care or chronic illness needs.
LTC or chronic illness benefit
When you work with a financial professional, you can expect:
During your initial phone call, your financial professional will ask you questions to understand your financial goals and objectives.
After looking at your entire financial picture, your financial professional will provide you with suggestions to help reduce the gaps so you can choose the products best suited for your situation.
If you're satisfied with their recommendations, they work with you to secure the products and services to help ensure your financial future. This may require a medical exam. Learn more about our Underwriting Practices
Your financial professional can work with you over time through periodic reviews to help you monitor the strategies in place, and their capacity to continuously meet your goals.
we've been helping people secure their financial future and protect the ones they love
of life insurance protection in force as of 12/31/25
on the FORTUNE 500© list 2
insurance and annuity benefits paid to policyowners and other customers in 2025
1 To qualify, income and assets must meet state requirements.
2 From FORTUNE. ©2026 FORTUNE Media IP Limited. All rights reserved. FORTUNE 500 (June 2025) is a registered trademarks of FORTUNE Media IP Limited and is used under license. FORTUNE and FORTUNE Media IP Limited are not affiliated with, and do not endorse products or services of MassMutual.
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), and its subsidiaries, C.M. Life Insurance Company (C. M. Life) and MML Bay State Life Insurance Company (MML Bay State), Springfield, MA 01111-0001. C.M. Life and MML Bay State are non-admitted in New York.