Buy Term Plan EXTRA 2.5% FESTIVE OFFER
Term Insurance Calculator
₹ 1 Crore Term Insurance
Term Plan With Return of Premium
Term Plan + Market-linked Returns
ULIP Plans NEW FUND OFFER
Market-linked Returns + Term Plans
Term Insurance for NRI
Investment Plans for NRI
Life Insurance Plans for NRI
Retirement Plans for NRI
Gift an Annuity to your Parents
Term + Wealth Plans NFO
Retirement/Pension Plans
Savings + Wealth Plans
Group Insurance Plans
Tata Employee Offers
Secure the financial future of your loved ones with our term insurance plans.
Tata AIA UPTO 18.5% + 2.5% FESTIVE OFFER
Sampoorna Raksha Promise
Maha Raksha Supreme Select
Tata AIA Exclusively for women
Protect your family with a higher life cover with the opportunity to grow wealth .
Param Raksha Life Pro +
Param Raksha Life Pro
Param Raksha Life Maxima +
Shubh Invest Protect
Guaranteed tax-free saving solutions to financially prepare for important life goals.
Tata AIA Best-seller
Fortune Guarantee Plus
Shubh Flexi Income Plan
Smart Value Income Plan
Fortune Guarantee Secure
Trusted Unit-Linked Insurance Plans to grow wealth with top rated funds
I Systematic Insurance Plan
Smart Sampoorna Raksha Supreme
Explore a Fund-Based Investment Journey
Retirement planning solutions with guaranteed pension for your second innings.
Smart Pension Secure
Fortune Guarantee Pension
Shield yourself from the financial strain of an unforseen illness with our Health Plans.
Sampoorna Care – Cancer
Sampoorna Care – Cancer Fund
Combination of capital guarantee with growth opportunity through market-linked returns
Capital Guarantee & Immediate Income Solution
Capital Guarantee Solution
Capital Guarantee & Income Solution
Group Sampoorna Raksha Supreme
Group Micro Raksha Supreme
Enhance your coverage with optional riders
Non-Linked Comprehensive Protection Rider
Benefit Protection Rider
Vitality Protect Plus
Vitality Health Plus
Linked Comprehensive Protection Rider
Life Protect Supreme (USD Denominated)
Tata AIA Shubh Global Invest
Servicing Philosophy
Online Premium Payment
Set Standing Instructions
Locate Nearest Branch
Update Mobile Number
Raise Service Request
Open/Link e-Insurance Account
Add Rider to your existing policy
Check Unclaimed Funds
Login to My DigiAccount
Download Tata AIA App
Account Holder Statement
Unsolicited Communication
Voice of Happy Customers
Register/Download ABHA
Share a Compliment/Feedback
Have query on premium, payout or any servicing need?
Dedicated NRI Helpdesk:
Monday - Saturday | 10 am - 7 pm IST Call charges apply
Want to buy a new policy online?
For Indian Residents
All Days | 8 am - 11 pm IST
Give missed call for a call back:
All Days | 9 am - 9 pm IST
FOR NEW POLICY (NRIs)
Exclusively for NRIs
Data charges may apply
Available All Days | 24 x 7
Note: Consent is provided to Tata AIA Life Insurance Company Limited to contact you by calling/giving missed call to the above numbers.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Tata AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.
Thank you for sharing your details. To receive a call from Tata AIA Financial Advisor.
reCAPTCHA is not working.
No relevant search results found.
Continue from where you left of
Term Insurance AWARD WINNING
View All Term Insurance Plans
View All Investment Plans
Param Raksha Life Pro + Best Seller
Shubh Invest Protect New
Capital Guarantee & Immediate Income Solution New
Tata AIA Life Protect Supreme (USD Denominated)
ULIP Calculator New Fund Offer
Retirement & Pension Calculator
Compound Interest Calculator
Human Life Value Calculator
View All Calculators
Bonus & Dividend Performance
Tata AIA New Fund Offers (NFO)
Single Premium Term Insurance
2 Crore Term Insurance
Claim Settlement Ratio
Term Insurance Benefits
Awards & Recognition
Corporate Social Responsibility
Building multiple streams of income is important to acquire financial stability and long-term security. Relying solely on a single source of ... Read more earnings may lead to uncertainties, such as job loss and economic downturns. Diversifying income helps create a safety net and provides opportunities for growth, accumulation of wealth, and independence. This article explains how to increase income sources. Read less
Your premium calculation is in progress
Your details have been successfully submitted. A representative from Tata AIA Life Insurance will call you soon.
Your details could not be saved. Please try again.
Kindly enter the OTP sent to
Please enter valid OTP
Grow your Wealth with Power of Compounding
23.21% 5-year returns 4
All funds rated 4 or 5 stars 3
Zero LTCG tax 2 + Life Cover
Starts at ₹1,000/month
In this policy, the investment risk in investment portfolio is borne by the policyholder
4 5-year CAGR for Multi Cap Fund as of Nov'25. Benchmark: 16.65%. T&C apply. Past performance is not indicative of future performance. The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Investment Calculator
Premier SIP Calculator
Unable to load your customized plan
Please try again after some time
Our sales representative will connect with you soon to assist further
We're facing a technical issue. Please try again after some time
Here’s your customised plan
Get Maturity Benefit
As per assumed rate of return
by paying ₹19,983/month
Total premium: ₹11.99 Lakh
Life Cover (including Terminal Illness Cover)
Accidental Death Cover
Accidental Total & Permanent Disability
Applicable if the policy is purchased digitally. This discount is auto-applied and can't be removed
A certified Tata AIA expert will call you from a 1600‑series number to help customise your plan.
Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP - Non-participating, Unit-linked, Individual Life Insurance Savings Plan (UIN: 110L174V01 ) and Tata AIA Health Buddy - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually. Product option: Future Secure.
Developing additional sources of income is not just about earning more but is an entirely new approach toward financial stability. When you develop multiple sources of earnings, you reduce vulnerability to economic downturns and sudden setbacks.
More importantly, increased income helps achieve various goals, whether real estate, educating your children, or planning for retirement. It allows informed investment decisions that can generate wealth through passive income. The process of understanding the fundamentals of income diversification will provide you with practical knowledge in transforming financial challenges into opportunities for sustained prosperity and independence.
The following are some of the reasons why you should increase your income:
As the annual price increases, it reduces purchasing power over time. Today's expenditure grows at about 6% per year because of inflation, with future costs considerably higher than their present value. Additional income supports this increasing disparity between earnings and expenses, sustaining lifestyles as prices of basic goods and services continue to rise.
Privatisation has led to increasing health and educational expenses. High-quality medical services and quality education have become more costly. Secondary incomes enable one to secure the necessary financial resources needed to get quality healthcare and education without compromising primary incomes.
Unexpected circumstances require immediate financial assistance. Job loss or unforeseen health issues may cause financial burden if you are relying on one source of income. Alternate sources of income play an important role during times of crisis and help meet expenditures without affecting primary sources of income.
Having multiple income streams improves financial sustainability by promoting proper management and planning of financial resources. Diversified earnings reduce dependence on single sources and build proactive buffers against market uncertainties. This can also help you save and invest significant funds.
Below are steps to increase income sources:
Stock market is one of the ways to generate income over medium to long term. For eg. If you had invested in a portfolio mirroring the Nifty 500 index five years ago, you would have got annual returns of around 21% (as of July 2025). If direct investing is not your forte, you can explore investing in mutual funds or ULIPs.
Real estate investment is a way to earn passive income by yielding returns from rental income, as well as acquiring wealth through appreciation. Start by identifying places that have high rental demand, as well as fair prices of properties. Real estate investment trusts or flipping homes (for short-term profits) can also be considered.
Turn abilities and interests into income-generating businesses. Determine a marketable skill within graphic design, photography, tutoring, or crafts. Develop defined goals, commit time outside of regular work, and scale up the operation over time. Many side ventures eventually become full-time businesses with consistent effort and reinvestment of profits.
Digital commerce has unlimited earning possibilities via e-commerce websites, drop shipping models, or selling any digital product. Research profitable niches in growing markets, leverage social media to keep customers engaged, and focus on developing brand identity. Online businesses offer scalability without traditional inventory burdens.
Allocate resources in fixed deposits, bonds, and mutual funds, generating consistent returns. While there is safety in government bonds, potential returns can be achieved through corporates. Additionally, unit-linked insurance plans combine investment and life insurance , generating tax benefits as per the rules and regulations.
Create strong portfolios that highlight skills for writing, designing, programming, or consulting. You can use freelancing sites that bring professionals and international clients together. Set terms of projects, pricing policies, and working times and establish reputation and services incrementally.
Share your knowledge through online courses or one-on-one coaching services. Discover your areas of expertise which have market demand and then create an interesting curriculum using digital platforms. Supplement the curriculum with one-on-one coaching sessions for premium pricing while building a reputation through student successes/testimonial marketing.
Search for pension schemes catering to the skill development initiatives and financial assistance for citizen empowerment. The National Pension System allows accumulation of pension funds by investing regularly. There are schemes by the government that assist in getting subsidised loans, grants, or training to help in economic development.
Increasing your source of income offers various advantages, some of which are as follows:
Financial uncertainty causes significant psychological stress that affects overall well-being. However, additional income reduces anxieties because you can make bill payments, cover daily expenses, and handle unexpected costs. Additionally, establishing an ‘emergency fund’ for unexpected expenses ensures peace.
The increased earning power allows for effective resource management. Diversified income eliminates staying dependent on any single source, which may be affected by market volatility or unemployment. Increased income allows stability in savings through financial management, which helps in saving future goals without being affected by financial downturns.
An additional source of income helps achieve personal and financial goals. Be it buying real estate, starting businesses, or early retirement; supplemental funds help provide the necessary funds. Additionally, investment in professional development, education, and enhancement of skills becomes easy, which allows long-term earning potential.
Here is how to start earning with minimal investment.
Our experts are happy to help you!
Increasing income sources requires thoughtful planning, realistic assessment, and disciplined execution. Multiple income streams may support financial stability when chosen carefully. Understanding associated responsibilities and risks remains essential. Informed decisions and consistent financial discipline together help individuals manage income growth aligned with personal financial needs.
An increasing income source means earning through more than one method to support financial needs and reduce dependence on a single earning option.
Increasing income is important because it helps manage rising expenses, financial emergencies, and long-term responsibilities more effectively.
Yes, income can be increased through part-time work, skill-based services, or online opportunities alongside a primary job. But be aware of the risks when you take this plunge.
Financial planning solutions may support long-term planning, but individuals must understand associated risks, charges, and policy terms carefully.
Time availability, risk tolerance, financial goals, and understanding of terms should be considered before selecting any income source.
The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Premier SIP is designed for combination of Benefits of two individual and separate products named (1) Tata AIA Life Insurance Tata AIA Smart SIP - Non-participating, Unit-linked, Individual Life Insurance Savings Plan (UIN: 110L174V02) and (2) Tata AIA Health Buddy - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Product option: Future Secure These products are also available for sale individually without the combination offered/suggested.
Param Raksha Life Pro+ is designed for combination of Benefits of two individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/suggested.
1 Illustration shows a monthly premium of ₹15,000 for Tata AIA Premier SIP for a 30-year-old male, standard life, premium payment term: 10 years, policy term: 20 years with 100% investment in Tata AIA Multi Cap Fund in Future Secure plan option. 4% and 8% are assumed rates of return. 19.87% is the 5-year return of Nifty 500 Index as of October'25. Maturity amount: ₹23,75,740 at 4% returns, ₹43,20,914 at 8% returns and ₹ 2,33,98,560 at 19.87% returns. The fund value calculation is done by projecting the past returns of Nifty 500 Index after adjusting for all expenses in Tata AIA Premier SIP. The above values have been calculated assuming 19.87% p.a. gross investment returns, which is the past 5-year return of Nifty 500 Index as of October'25.
If your policy offers variable benefits, then the illustrations on this page will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
2 No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws.
3 All funds open for new business which have completed 5 years since inception are rated 4 or 5 Star by Morningstar as of August 2025.
4 Data from our Tata AIA fund fact sheet shows the performance of Tata AIA Multi Cap fund & SFIN NO: ULIF 060 15/07/14 MCF110 as on November 2025. Benchmarked with Nifty 50
5 ©2025 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
6 The Insured Amount under Terminal Illness with Term Booster option (in Health Buddy) is payable on earlier of death or diagnosis of Terminal illness of the Life Insured. Please refer Terms and Conditions for more details.
7 Market-linked returns are subject to market risks and terms & conditions of the product. The assumed rate of returns or illustrated amount may not be guaranteed and depends on market fluctuations.
Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund’s NAV will be affected by interest rates and the performance of the underlying stocks. The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company"). The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company).
Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & the Unit linked insurance product with Tata AIA /Tata AIA Life Insurance as its prefix is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
L&C/Advt/2026/Jan/0131
Looking to buy a new insurance plan?
New user? Our experts are happy to help.
Thank you for sharing your details.
Our representative will contact you soon.