Buy Term Plan EXTRA 2.5% FESTIVE OFFER
Term Insurance Calculator
₹ 1 Crore Term Insurance
Term Plan With Return of Premium
Term Plan + Market-linked Returns
ULIP Plans NEW FUND OFFER
Market-linked Returns + Term Plans
Term Insurance for NRI
Investment Plans for NRI
Life Insurance Plans for NRI
Retirement Plans for NRI
Gift an Annuity to your Parents
Term + Wealth Plans NFO
Retirement/Pension Plans
Savings + Wealth Plans
Group Insurance Plans
Tata Employee Offers
Secure the financial future of your loved ones with our term insurance plans.
Tata AIA UPTO 18.5% + 2.5% FESTIVE OFFER
Sampoorna Raksha Promise
Maha Raksha Supreme Select
Tata AIA Exclusively for women
Protect your family with a higher life cover with the opportunity to grow wealth .
Param Raksha Life Pro +
Param Raksha Life Pro
Param Raksha Life Maxima +
Shubh Invest Protect
Guaranteed tax-free saving solutions to financially prepare for important life goals.
Tata AIA Best-seller
Fortune Guarantee Plus
Shubh Flexi Income Plan
Smart Value Income Plan
Fortune Guarantee Secure
Trusted Unit-Linked Insurance Plans to grow wealth with top rated funds
I Systematic Insurance Plan
Smart Sampoorna Raksha Supreme
Explore a Fund-Based Investment Journey
Retirement planning solutions with guaranteed pension for your second innings.
Smart Pension Secure
Fortune Guarantee Pension
Shield yourself from the financial strain of an unforseen illness with our Health Plans.
Sampoorna Care – Cancer
Sampoorna Care – Cancer Fund
Combination of capital guarantee with growth opportunity through market-linked returns
Capital Guarantee & Immediate Income Solution
Capital Guarantee Solution
Capital Guarantee & Income Solution
Group Sampoorna Raksha Supreme
Group Micro Raksha Supreme
Enhance your coverage with optional riders
Non-Linked Comprehensive Protection Rider
Benefit Protection Rider
Vitality Protect Plus
Vitality Health Plus
Linked Comprehensive Protection Rider
Life Protect Supreme (USD Denominated)
Tata AIA Shubh Global Invest
Servicing Philosophy
Online Premium Payment
Set Standing Instructions
Locate Nearest Branch
Update Mobile Number
Raise Service Request
Open/Link e-Insurance Account
Add Rider to your existing policy
Check Unclaimed Funds
Login to My DigiAccount
Download Tata AIA App
Account Holder Statement
Unsolicited Communication
Voice of Happy Customers
Register/Download ABHA
Share a Compliment/Feedback
Have query on premium, payout or any servicing need?
Dedicated NRI Helpdesk:
Monday - Saturday | 10 am - 7 pm IST Call charges apply
Want to buy a new policy online?
For Indian Residents
All Days | 8 am - 11 pm IST
Give missed call for a call back:
All Days | 9 am - 9 pm IST
FOR NEW POLICY (NRIs)
Exclusively for NRIs
Data charges may apply
Available All Days | 24 x 7
Note: Consent is provided to Tata AIA Life Insurance Company Limited to contact you by calling/giving missed call to the above numbers.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Tata AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.
Thank you for sharing your details. To receive a call from Tata AIA Financial Advisor.
reCAPTCHA is not working.
No relevant search results found.
Continue from where you left of
Term Insurance AWARD WINNING
View All Term Insurance Plans
View All Investment Plans
Param Raksha Life Pro + Best Seller
Shubh Invest Protect New
Capital Guarantee & Immediate Income Solution New
Tata AIA Life Protect Supreme (USD Denominated)
ULIP Calculator New Fund Offer
Retirement & Pension Calculator
Compound Interest Calculator
Human Life Value Calculator
View All Calculators
Bonus & Dividend Performance
Tata AIA New Fund Offers (NFO)
Single Premium Term Insurance
2 Crore Term Insurance
Claim Settlement Ratio
Term Insurance Benefits
Awards & Recognition
Corporate Social Responsibility
Term insurance for fathers is a pure protection plan that provides financial support to the family if the father passes away during the policy ... Read more term. It is about replacing income when it matters most. In many households, fathers continue to carry a major share of financial responsibility. If that income stops, the effect is immediate and often difficult to manage. Term plan for father helps families stay financially stable during such situations. Read less
Your premium calculation is in progress
Kindly enter the OTP sent to
Please enter valid OTP
Technical issue detected please continue without OTP verification
Why Choose Tata AIA Life Insurance?
89 Lakh+ Families protected so far 1
99.41% Individual Death Claim Settlement 2 Ratio for FY 2024–25
1.3 Lakh+ Crore 3 Assets Under Management (AUM)
4 Hour Express Claim Settlement 4
Get Life Cover of ₹1 Crore by paying a premium of
Total premium: ₹14.09 Lakh
Save ₹1,202 with discounts
10% discount on 1st year premium is applicable on online purchase. This discount is auto-applied and can’t be removed
8.5% discount on 1st year premium is applicable for salaried personnel. You will need to share your corporate email ID if you opt for this discount. This discount is auto-applied if you select ‘Salaried’ as your occupation and can’t be removed
Applicable only if the policy is bought digitally. Some discounts will not be available when this option is selected.
1% discount on 1st year premium for all payments paid through any permissible electronic mode debited through an auto-debit mandate. Maximum discount capping: ₹100 over the year.
2% discount on 1st year premium on these milestones
*Policy issuance eligibility for female customers will be determined by Board Approved Underwriting Policy (BAUP)
The above milestones cannot be clubbed to avail more discount, Such discount shall be capped to a maximum of ₹500 over the year.
Tata AIA Life Insurance is celebrating its 25th anniversary by offering a 5% discount on the first-year premium for online purchases of Term plans. This discount is automatically applied and cannot be removed.
A certified Tata AIA expert will call you from a 1600‑series number to customize your plan.
Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN: 110N176V12 )
Investment Calculator
We're facing a technical issue. Please try again after some time
Unable to load your customized plan
Please try again after some time
Our sales representative will connect with you soon to assist further
Term insurance for fathers is a life insurance plan taken to protect dependants from financial uncertainty. It pays a fixed sum assured to the nominee if the insured father passes away during the policy tenure.
There is no investment element in it. The term plan for fathers is purely for protection, which keeps it simple and affordable. Often, this simplicity works best. Families prefer something easy to understand and reliable when needed. It helps ensure that daily expenses and long-term commitments continue without interruption.
Fathers often manage a mix of short-term and long-term financial responsibilities. These include household costs, school fees for their children, loans, and others. Because of this, it becomes necessary for them to have financial security rather than just a choice.
If income suddenly stops, expenses do not adjust overnight. This is where term insurance plays a role. It provides a financial cushion so the family can manage without immediate pressure. This reduces the need for sudden compromises or rushed financial decisions.
It also provides a level of reassurance. Knowing there is a structured backup in place allows for clearer planning and, many times, a more stable approach to managing finances.
Father term insurance provides the following key benefits:
Financial security for dependants
This is the primary benefit. The family receives a lump sum payout, which can support daily expenses, emergencies, or future plans.
Term plans are generally more affordable than many other life insurance options. This makes it easier to opt for higher coverage without straining finances.
Flexible policy options
Most plans today allow some level of customisation. You can adjust tenure, add riders 6 , or customise the coverage based on changing needs. This flexibility makes the plan more usable over time.
Support for long-term goals
The payout can help fund key milestones such as education, marriage, or loan repayment. It helps the family stay aligned with their plans.
Premiums paid and benefits received may qualify for tax 5 benefits under applicable laws. While this is not the primary purpose, it does add practical value.
Here are the steps to choose the right term plan for father:
Start with a clear understanding of current expenses and future commitments. This includes household costs, liabilities, and planned goals.
The sum assured should be sufficient to replace income for a reasonable period. Many times, people consider 10 to 15 times the annual income as a starting point.
Choose a tenure that covers the years when dependants rely on that income. This ensures protection remains relevant.
Do not look at premiums alone. Check claim settlement records, flexibility, and available riders. Small details can make a difference later.
The premium should be manageable over the long term. Basically, consistency matters more than stretching for a higher cover.
Timing often plays a bigger role than expected. While there is no single perfect moment, certain stages in life make the need more visible. In practice, acting early tends to work in your favour, both in terms of cost and coverage.
Buying early usually results in lower premiums. It also helps secure coverage before health risks increase.
When dependants increase, financial responsibility grows. This is often when protection becomes essential.
Events like marriage, childbirth, or taking a home loan tend to shift financial priorities. Many times, this is when people actively consider term insurance .
Insurance is easier to obtain when health is stable. Delaying can limit choices or increase costs.
There are a few practical factors that should guide the decision.
It is quite common to see people delay or avoid term insurance for reasons that do not really hold up in practice. Addressing these helps bring more clarity to the decision.
Term insurance for fathers is a practical way to protect a family’s financial future. It ensures that responsibilities do not become financial stress if income stops unexpectedly.
Its structure is simple, the premiums are usually affordable, and the plan can fit easily into most financial plans. In practice, it helps families maintain stability during difficult times. That is what makes it relevant and necessary today.
Yes, you can purchase a term insurance plan for your father, subject to the insurer’s eligibility criteria.
Yes, premiums paid and benefits received may qualify for tax benefits under applicable tax regulations..
Premiums generally increase with age due to higher associated risk.
Eligibility typically depends on age, health condition, income, and insurer-specific guidelines.
It helps ensure financial stability for the family and supports ongoing expenses and future goals in case of an unforeseen event.
Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product (UIN:110N176V12)
1 89,43,554 families protected till May 31, 2025.
2 Individual Death Claim Settlement Ratio is 99.41% for FY 2024 – 25 as per latest audited figures
3 As on 31st May 2025, the company has a total Assets Under Management (AUM) of Rs 130,053 Crores
4 Applicable to only non-early claims with more than 3 years of policy duration, non-investigation cases, up to Sum Assured of Rs. 50 lakhs. Applicable for branch walk in. Time limit to submit claim to Tata AIA Life Insurance is 2 pm on working days. Subject to submission of complete documents. Not applicable for ULIP policies and open title claims.
5 Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws. Tax laws are subject to amendments from time to time. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder.
6 Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.
This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
Insurance cover is available under this product. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company and this document is not, and should not be regarded as investment advice or as a recommendation regarding any particular security or course of action.
L&C/Advt/2026/May/3126