Spend to live. Save to live well.
Work toward your goals with these safe, FDIC-insured savings account options.
Personal Installment Savings
Your major-milestones savings account
Put money away each month and let your balance grow over time to meet whatever milestones you plan. 1
**Installment Savings Interest Rates effective as of January 23, 2026.
Personal Regular Savings
Your everyday checking account
Our not-so-basic basic savings account earns you interest and keeps your funds liquid.
Personal Money Market
Our basic money market account
This high-interest savings account has no time limits and gives you easy access to your funds.
Personal Certificate of Deposit (CD)
Our Set-it-and-Forget-it Savings account
This high-yield saving account lets you lock in our best CD rates for the amount and term of your choice.
Individual Retirement Account (IRA)
Our must-have individual retirement account
This tax-deductible retirement account lets you make annual contributions. Start it now and be glad you did later in life.
Choose the best savings account for you.
Installment Savings 1,2
Minimum Opening Deposit
Interest Bearing 2,3
Free Online Bill Pay
Free 24/7 Telephone Banking
1 Minimum contract amount is $1,000 and maximum contract amount is $100,000. Must make monthly installment payments to maintain interest and withdrawal amounts. Early withdrawal penalty (three months’ interest) may apply.
2 Interest rate and annual percentage yield may change. If account is closed before interest is credited, accrued interest will not be paid. 3 Transactions include checks, automatic transfers, ACH, debit card purchases, telephone transfers or similar order.
4 Interest will be paid at maturity. Other restrictions may apply. For further account details, please contact or visit your nearest PCB Bank branch representative.
Bank online or on the go.
Check your balance, transfer funds, pay bills – whatever needs doing, you’ll have the online banking and mobile tools to get it done.
Lock in our best CD rates on your terms and earn a guaranteed return. Visit our branch to open. >
Manage your finances wherever, whenever. Use our mobile banking app to check your balance, pay bills, transfer funds and more. >
Scan checks directly to your account 24/7 with Remote Deposit 1 , a cash management service for qualified business customers 2 . >
Tips and tools to bank safe and easy.