Many shoppers leave online stores not because they dislike a product, but because they aren’t ready for the immediate financial outlay. Klarna solves the « price hesitation » problem . By integrating Klarna with your PrestaShop store, you offer your customers the financial flexibility of deferred payments while your business receives the full funds immediately.
Klarna is the global leader in Purchase Financing . Instead of requiring 100% of the funds at checkout, Klarna allows your customers to bridge the gap between their desires and their current budget. This transition from « one-time payment » to « flexible financing » transforms your store into a more accessible, high-conversion marketplace.
Shifting your focus to financing isn’t just about convenienceâit’s a calculated move to improve your store’s KPIs.
Financing options allow customers to commit to higher-priced items by breaking the cost into manageable slices. This directly correlates to a higher Average Order Value (AOV) , as shoppers feel empowered to choose premium models or add « one more thing » to their cart.
The « sticker shock » at the final checkout stage is the leading cause of abandoned carts. By highlighting Pay in 4 or Pay in 30 days early in the journey, you provide a psychological safety net that keeps the customer moving toward the « Confirm Order » button.
While your customers enjoy the luxury of paying later, your business maintains its momentum. You receive the total order value (minus a small transaction fee) within days. You gain the sales benefits of a credit provider without any of the debt-collection headaches.
Depending on your industry and average ticket size, you can offer various tiers of deferred payments:
Standard payment (card/bank)
Klarna deferred payments
High (immediate full cost)
Low (split or delayed cost)
Zero (Klarna assumes 100% risk)
Limited by current liquidity
Significantly Higher
1-3 days (paid in full)
From fashion and electronics to furniture and lifestyle products, PrestaShop merchants use Klarna to reduce purchase hesitation and make higher-value orders feel more accessible to customers.
NAILFOR uses âPay in 30 Daysâ to reassure customers before purchase. Instead of committing immediately to a full payment, shoppers gain more flexibility and confidence, which helps reduce cart abandonment and encourages larger baskets.
For home and furniture stores, Klarna helps Klast transform expensive one-time purchases into manageable monthly payments. A customer hesitating on a â¬1,200 sofa may feel much more comfortable seeing an option like âPay in 3 times with Klarna (â¬400 per month)â directly on the product page.
Kingsgym  uses Klarna to encourage customers to upgrade to more premium products. Instead of choosing a basic gym membership, members are more likely to subscribe to a higher-end plan when financing options are available at checkout.
Klarna operates on a transparent pay-per-performance model . There are no monthly subscriptions or setup feesâyou only pay when Klarna successfully finances a sale for you.
Complete a quick business verification to get your API credentials.
Install the official module on the PrestaShop Marketplace . Connect your store to Klarnaâs financing network in minutes.
Display the monthly financing price (e.g., « Or â¬25/month with Klarna ») directly on product pages to drive intent before the checkout.
No. You are paid the full amount upfront by Klarna. The credit relationship is strictly between Klarna and the consumer.
Klarna. Once the order is authorized, you are protected against fraud and credit defaults.
Not at all. While long-term financing is great for high-ticket items, « Pay in 30 days » is a proven conversion driver for low and mid-range retail.
Don't let your customers walk away because of a one-time payment hurdle. Offer the flexibility of professional purchase financing and see the immediate impact on your bottom line.