College students and first time borrowers, this card is just right for you. Establishing a good credit history and credit score is a smart move to achieve a brighter financial future. Our Wright-Patt Credit Union ® (WPCU ® ) First Time User Low Rate credit card helps you do just that. With no annual fees , this card is great for anyone looking for quality credit union credit cards that are convenient and easy to utilize. This credit card allows you to make purchases and increase your limit after the first year while building credit. You’ll get:
If your WPCU debit card is lost or stolen, please call (800) 762-0047 immediately.
We recommend that you review your account statement carefully each month to detect any suspicious account activity. If you suspect fraudulent ATM/Debit Card activity on your account, call us immediately at (937) 912-7000 or (800) 762-0047.
No - as a member of Wright-Patt Credit Union, you are covered under Visa's Zero Liability Policy for fraudulent charges on your credit and debit cards. However, to help alleviate or minimize any inconvenience to you, please monitor your checking and credit card accounts closely, and report any suspicious activity to Wright-Patt Credit Union immediately by calling (937) 912-7000 or (800) 762-0047.
If your payment is more than 5 days late, a $20 Late Payment Fee will be assessed.
We will not charge you interest on purchases if you pay the entire balance owed each month within 27 days of the statement closing date. Interest will be charged on cash advances and balance transfers beginning on the transaction date.
Yes, a business is eligible to have WPCU loan or deposit account, as long as they meet the eligibility requirements for membership . We offer accounts to both small businesses and large businesses, with perks like extraordinary and personalized service.
You can use your employer identification number (EIN) to apply for a WPCU business credit card . You will also have to provide your social security number.
Use our financial calculators to estimate monthly payments, refinance needs, estimated savings and more.
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Learn more about the products, services and resources available from Wright-Patt Credit Union that can help you on your Financial Flexibility and Freedom® journey.
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