5 Reasons for Term Insurance Claim Rejection
Non-disclosure of Medical history
Concealing complete medical history often leads to claim rejection
Non-payment of premiums leads to lapsation of policy after grace period, which would lead to claim rejection
Misrepresentation of Personal Information
Misleading the insurer by representing incorrect personal information will result in claim rejection
Undisclosed existing Insurance Plans
Disclosing existing insurance policy details forms critical part of insurer’s risk assessment
Fraudulent Practices
Attempts to defraud the insurer will result in claim rejection
Protect Your Claim: Declare all details accurately
To ensure a smooth claim process when it matters most, always provide complete and true information while purchasing your term insurance.
Insurance cover is available under this product. This product is underwritten by Tata AIA Life Insurance Company Limited. This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance. Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than all the Premiums Paid. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 · CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. And is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at [email protected]. Visit us at: www.tataaia.com.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
L&C/Advt/2025/Jul/2761