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If you have been involved in a car accident and are now recovering at home or in the hospital, there are some important steps you need to take in order to protect your legal rights. We covered some “Dos and Don’ts” in a previous post , and here is a list of some of the key steps you will need to take in order to maximize your chances of recovering just compensation :
After suffering injuries in a car accident, it is important to make sure you have a clear understanding of your medical diagnosis. Car accidents can cause a wide range of injuries, and making sure you understand your injuries will allow you to both (i) better understand your doctor’s treatment recommendations, and (ii) better appreciate the importance of your insurance claim.
Injuries from car accidents can be extremely costly. This is true not only with regard to the out-of-pocket costs (i.e. medical bills and lost wages), but with regard to the physical and psychological impacts of your injuries as well. Severe traumatic injuries can impact your life for years to come, and you need to try to do everything you can to recover to the fullest extent possible.
In addition to understanding your diagnosis, you also need to make sure you understand your treatment recommendations. Some injuries require rest and immobilization, while others require an active recovery. If you have concerns about your doctor’s medical advice, you should not ignore it, but instead seek a second opinion promptly.
If your doctor prescribes medication as a form of treatment, you should fill your prescriptions promptly. Not only will this help with your physical and/or psychological recovery, but it will also help with your insurance claim. If you don’t fill your prescriptions, the insurance companies may try to use this against you by claiming that your costs would have been less had you fully followed your doctor’s advice.
If you have not done so already, you will need to report your car accident to the police. This is required under Louisiana law. Failure to report a car accident resulting in injury is a violation of Section 32:398 of the Louisiana Statutes , and can potentially result in up to a $100 fine and 60 days in jail.
In addition to reporting your accident to the police, you also need to report it to your auto insurance company. Most auto insurance policies require policyholders to report all accidents. Even if you believe the other driver was at fault, you should still contact your own insurer. While you may be entitled to compensation under the other driver’s liability insurance policy (all Louisiana drivers are required to carry this insurance by law), you may be entitled to compensation under your policy as well. Many drivers choose to purchase medical payments (MedPay) coverage and uninsured/underinsured motorist (UIM) coverage, and both of these types of auto insurance cover the policyholder’s accident-related losses.
If you will miss time from work as a result of the car accident, you will want to contact your employer. Call or email your supervisor, and explain that you need to take time off because of your injuries. If you don’t have enough sick days or paid time off (PTO), you should consult with an auto accident attorney regarding the options you have available.
In order to keep track of everything, it is a good idea to keep all records pertaining to your car accident in one place. To do this, you can create a file where you keep your repair estimates, statements of benefits (SOBs), medical bills, and all other accident-related documentation. For emails, you can create a folder or label that is specific to your accident. Not only will this help you keep track, but it will also make it easy for you to provide everything to your auto accident lawyer.
When you need to seek compensation for a car accident, the more information you have, the better. With this in mind, it is also a good idea to start a daily log or journal. Each day, you should write down information such as:
After you file your auto insurance claim , you should hear from your adjuster periodically. When you do, you should respond promptly—you do not want to give your insurance company any excuse for delaying or denying payment. However, when responding to your adjuster, you also need to be careful. Your adjuster is not on your side, and he or she may try to get you to “voluntarily” provide information that your insurance company can use against you.
Given the challenges involved with recovering your losses after a car accident, it is extremely important to seek advice from a local attorney. If you are entitled to compensation, your attorney can deal with the insurance companies on your behalf, and your attorney can help make sure you receive the full compensation you deserve.
Were you seriously injured in a car accident in Alexandria, LA? If so, our car accident lawyer encourages you to contact us promptly for a free, no-obligation consultation. You can reach us 24/7, so call 318-487-9537 or tell us how we can reach you online now. You only pay if we win.
I would like to sincerely express my heartfelt appreciation to **Mr. Chris Roy** for representing me and my family members. Your time, dedication, professionalism, and commitment to ensuring that our interests were properly represented are truly appreciated. Thank you for standing with us, advocating on our behalf, and providing your support throughout the process. Your efforts have not gone unnoticed, and my family and I are genuinely grateful for everything you have done. With sincere appreciation and gratitude, **LaShondra Laneaux & Family**
Thanks, Ms. Donna, for doing your best to help David Hardy with what he needed.
I highly recommend Mr. Chris Roy & his staff. They made sure I was accommodated after I was involved in a motor vehicle accident early this year. I was impressed by how they handled everything, including police reports, ambulance transport, etc., and all parties involved. Thank you!
Chris really came through for our family during our legal issues. He and his assistant worked diligently to get this handled and settled as quickly as possible with the least amount of burden to us as possible. I would definitely use him again should the need arise and highly recommend him for any legal work. Thank you, Chris and Margaret, for all your help and for keeping the communication lines open throughout the process.
I was really hesitant to make the call as I had never experience what I was going through. Chris and Ms. Margaret were so patient, pleasant and very empathetic to my needs and situation. I would recommend Chris to anyone needing an Attorney! Not once did they make me feel as if I was a client and that within itself was the best feeling ever! Thanks again!!!
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