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In a previous article, we discussed 10 steps to take after a car accident in Louisiana . We explained how important it is to make sure you see a doctor and follow your doctor’s advice, and we discussed ways you could help make sure your attorney has the information they need to pursue a claim on your behalf.
In addition to taking these steps, it is also essential to avoid some costly mistakes. If you make these mistakes, it could limit the amount you can recover—or it could even jeopardize your claim entirely. Here are 10 examples of what NOT to do after a car accident in Louisiana:
If you aren’t in pain, if you aren’t having trouble walking or sitting, and if you can clearly remember the details of the accident, you might be OK. But, it is important not to assume that this is the case. Car accidents can cause a wide range of traumatic injuries, and the effects of many of these injuries won’t become apparent for days – or even weeks or months – after the collision.
As a result, regardless of how you feel right now, you should see a doctor. Tell your doctor that you were in a car accident, and let your doctor use their medical expertise to assess your condition.
No matter what happened in the moments leading up to the accident, it would help if you never assumed that you were at fault. Just as it takes medical expertise to assess the effects of a car accident, it requires legal knowledge to determine an accident’s cause.
When you hire an attorney to help you, your attorney will conduct an investigation and determine exactly why the accident happened—and, if it turns out you were partially at fault , your attorney may still be able to help you pursue a financial recovery.
If you need treatment due to your car accident, you need to follow your doctor’s advice. Ignoring your doctor’s advice can not only lead to medical complications but can create challenges for your insurance claim as well.
In most cases, you are required to report a car accident to the police. You may also have an obligation to report the accident to your insurance company. Failing to report your car accident can also lead to unnecessary challenges. If you aren’t sure whether you should report your accident or aren’t comfortable reporting your accident on your own, you should contact an attorney promptly.
When you contact your insurance company, you need to be very careful about what you say. Generally speaking, you should avoid saying anything that isn’t strictly necessary to report the accident in accordance with your policy.
While you are on the phone, your insurance adjuster will ask you lots of questions. Most of these questions you are not required to answer. You are always entitled to say, “I don’t know,” and you need to avoid letting your adjuster talk you into saying something your insurance company can use against you.
If you post about the accident online, anything you post will be fair game for the insurance companies. As a result, for the time being, it is best not to post anything at all. Keep the details of your car accident between you and your attorney, and that way, you will avoid inadvertently jeopardizing your claim by posting something online.
Insurance companies like to have control. They want to handle claims at their own pace, and they like to tell accident victims how much they are willing to pay. But, as an accident victim, letting your insurance company decide how much to pay is a mistake. You need to work with your attorney to accurately calculate the value of your claim (including compensation for your pain and suffering —which your insurance company won’t pay voluntarily), and you need to fight to make sure you receive the compensation you deserve.
Depending on the factors involved in your accident , filing an auto insurance claim might not be your only option. You could also have one or more “third-party” claims. These are claims against vehicle manufacturers, repair shops, government agencies, and other entities that share responsibility for a collision. If your losses are substantial and the insurance coverage available to you is limited, filing a third-party claim could be essential for you to recover just compensation fully.
In Louisiana, you have one year from the date of your car accident to file a claim. If you wait a year and a day, you will lose your right to just compensation. But, waiting any longer than necessary can potentially jeopardize your recovery. As a result, you must get help right away.
Many car accident victims try to handle their situation on their own. However, this can be incredibly costly. Without an attorney, you stand little to no chance of recovering the total compensation you deserve. You can get an initial consultation completely risk-free; and, if an experienced car accident lawyer takes your case, this means the lawyer believes they can help you collect more (and probably significantly more) than you could recover without legal representation.
If you would like to know more about how to protect your legal rights after a car accident, we encourage you to contact us promptly for a free, no-obligation consultation. To speak with Alexandra, LA car accident lawyer Chris J. Roy in confidence, call 318-487-9537 or tell us how to reach you online now .
I would like to sincerely express my heartfelt appreciation to **Mr. Chris Roy** for representing me and my family members. Your time, dedication, professionalism, and commitment to ensuring that our interests were properly represented are truly appreciated. Thank you for standing with us, advocating on our behalf, and providing your support throughout the process. Your efforts have not gone unnoticed, and my family and I are genuinely grateful for everything you have done. With sincere appreciation and gratitude, **LaShondra Laneaux & Family**
Thanks, Ms. Donna, for doing your best to help David Hardy with what he needed.
I highly recommend Mr. Chris Roy & his staff. They made sure I was accommodated after I was involved in a motor vehicle accident early this year. I was impressed by how they handled everything, including police reports, ambulance transport, etc., and all parties involved. Thank you!
Chris really came through for our family during our legal issues. He and his assistant worked diligently to get this handled and settled as quickly as possible with the least amount of burden to us as possible. I would definitely use him again should the need arise and highly recommend him for any legal work. Thank you, Chris and Margaret, for all your help and for keeping the communication lines open throughout the process.
I was really hesitant to make the call as I had never experience what I was going through. Chris and Ms. Margaret were so patient, pleasant and very empathetic to my needs and situation. I would recommend Chris to anyone needing an Attorney! Not once did they make me feel as if I was a client and that within itself was the best feeling ever! Thanks again!!!
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