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When you are involved in a car accident in Louisiana, you need to take many steps—and you need to take many of them quickly to protect your legal rights. One of these steps is reporting the accident to the insurance companies . So, whose insurance company should you call?
Generally speaking, you should report the accident to your insurer. Not only is this easiest in most cases, but it is also a requirement under most auto insurance policies. If you are involved in a car accident, and don’t report the accident to your insurer, there is a chance that this could result in a denial of coverage.
This is true even if you believe the other driver was at fault. When you report the accident to your insurance company, your adjuster should contact the other driver’s insurer. This will ensure that the other driver’s insurance company ultimately pays for your accident-related losses—assuming coverage is available.
Another reason to contact your own insurance company is that you may be entitled to coverage under your policy. In many cases, this is true whether or not you have a claim against the other driver. Here is an overview of the main types of auto insurance coverage that are available after a car accident in Louisiana:
Of course, whether these types of coverage are available to you depends on the circumstances of your accident. Was the other driver at fault? If so, does the other driver have liability coverage? What coverage do you have under your policy? Do you need to seek coverage under your policy? These are all important questions that an experienced Alexandria car accident lawyer can help you answer.
In many cases, filing an auto insurance claim won’t be your only option. If your losses exceed the auto insurance coverage that is available (which could easily be the case after a serious accident), you will want to work with an attorney to determine if you have any other claims you can file. Some examples of scenarios in which accident victims can file claims outside of auto insurance in Louisiana include:
Regardless of the type of claim (or types of claims), you can file, you will want to speak with a car accident attorney promptly. From dealing with your auto insurance company to pursuing any of the “third party” claims we just discussed, hiring an experienced lawyer will give you the best chance to recover just compensation.
Were you injured in a car accident in Louisiana? If so, we encourage you to contact us for a free, no-obligation consultation about your legal rights. To discuss your situation with an experienced Alexandria car accident lawyer in confidence, call 318-487-9537 or tell us how we can reach you online now. We handle all car accident cases on contingency, so you pay nothing unless we win.
I would like to sincerely express my heartfelt appreciation to **Mr. Chris Roy** for representing me and my family members. Your time, dedication, professionalism, and commitment to ensuring that our interests were properly represented are truly appreciated. Thank you for standing with us, advocating on our behalf, and providing your support throughout the process. Your efforts have not gone unnoticed, and my family and I are genuinely grateful for everything you have done. With sincere appreciation and gratitude, **LaShondra Laneaux & Family**
Thanks, Ms. Donna, for doing your best to help David Hardy with what he needed.
I highly recommend Mr. Chris Roy & his staff. They made sure I was accommodated after I was involved in a motor vehicle accident early this year. I was impressed by how they handled everything, including police reports, ambulance transport, etc., and all parties involved. Thank you!
Chris really came through for our family during our legal issues. He and his assistant worked diligently to get this handled and settled as quickly as possible with the least amount of burden to us as possible. I would definitely use him again should the need arise and highly recommend him for any legal work. Thank you, Chris and Margaret, for all your help and for keeping the communication lines open throughout the process.
I was really hesitant to make the call as I had never experience what I was going through. Chris and Ms. Margaret were so patient, pleasant and very empathetic to my needs and situation. I would recommend Chris to anyone needing an Attorney! Not once did they make me feel as if I was a client and that within itself was the best feeling ever! Thanks again!!!
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