Buy Term Plan EXTRA 2.5% FESTIVE OFFER
Term Insurance Calculator
₹ 1 Crore Term Insurance
Term Plan With Return of Premium
Term Plan + Market-linked Returns
ULIP Plans NEW FUND OFFER
Market-linked Returns + Term Plans
Term Insurance for NRI
Investment Plans for NRI
Life Insurance Plans for NRI
Retirement Plans for NRI
Gift an Annuity to your Parents
Term + Wealth Plans NFO
Retirement/Pension Plans
Savings + Wealth Plans
Group Insurance Plans
Tata Employee Offers
Secure the financial future of your loved ones with our term insurance plans.
Tata AIA UPTO 18.5% + 2.5% FESTIVE OFFER
Sampoorna Raksha Promise
Maha Raksha Supreme Select
Tata AIA Exclusively for women
Protect your family with a higher life cover with the opportunity to grow wealth .
Param Raksha Life Pro +
Param Raksha Life Pro
Param Raksha Life Maxima +
Shubh Invest Protect
Guaranteed tax-free saving solutions to financially prepare for important life goals.
Tata AIA Best-seller
Fortune Guarantee Plus
Shubh Flexi Income Plan
Smart Value Income Plan
Fortune Guarantee Secure
Trusted Unit-Linked Insurance Plans to grow wealth with top rated funds
I Systematic Insurance Plan
Smart Sampoorna Raksha Supreme
Explore a Fund-Based Investment Journey
Retirement planning solutions with guaranteed pension for your second innings.
Smart Pension Secure
Fortune Guarantee Pension
Shield yourself from the financial strain of an unforseen illness with our Health Plans.
Sampoorna Care – Cancer
Sampoorna Care – Cancer Fund
Combination of capital guarantee with growth opportunity through market-linked returns
Capital Guarantee & Immediate Income Solution
Capital Guarantee Solution
Capital Guarantee & Income Solution
Group Sampoorna Raksha Supreme
Group Micro Raksha Supreme
Enhance your coverage with optional riders
Non-Linked Comprehensive Protection Rider
Benefit Protection Rider
Vitality Protect Plus
Vitality Health Plus
Linked Comprehensive Protection Rider
Life Protect Supreme (USD Denominated)
Tata AIA Shubh Global Invest
Servicing Philosophy
Online Premium Payment
Set Standing Instructions
Locate Nearest Branch
Update Mobile Number
Raise Service Request
Open/Link e-Insurance Account
Add Rider to your existing policy
Check Unclaimed Funds
Login to My DigiAccount
Download Tata AIA App
Account Holder Statement
Unsolicited Communication
Voice of Happy Customers
Register/Download ABHA
Share a Compliment/Feedback
Have query on premium, payout or any servicing need?
Dedicated NRI Helpdesk:
Monday - Saturday | 10 am - 7 pm IST Call charges apply
Want to buy a new policy online?
For Indian Residents
All Days | 8 am - 11 pm IST
Give missed call for a call back:
All Days | 9 am - 9 pm IST
FOR NEW POLICY (NRIs)
Exclusively for NRIs
Data charges may apply
Available All Days | 24 x 7
Note: Consent is provided to Tata AIA Life Insurance Company Limited to contact you by calling/giving missed call to the above numbers.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Tata AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.
Thank you for sharing your details. To receive a call from Tata AIA Financial Advisor.
reCAPTCHA is not working.
No relevant search results found.
Continue from where you left of
Term Insurance AWARD WINNING
View All Term Insurance Plans
View All Investment Plans
Param Raksha Life Pro + Best Seller
Shubh Invest Protect New
Capital Guarantee & Immediate Income Solution New
Tata AIA Life Protect Supreme (USD Denominated)
ULIP Calculator New Fund Offer
Retirement & Pension Calculator
Compound Interest Calculator
Human Life Value Calculator
View All Calculators
Bonus & Dividend Performance
Tata AIA New Fund Offers (NFO)
Single Premium Term Insurance
2 Crore Term Insurance
Claim Settlement Ratio
Term Insurance Benefits
Awards & Recognition
Corporate Social Responsibility
A 20-year investment plan combines regular savings and investment returns for achieving the long-term goals. An early start and regular ... Read more portfolio review can help obtain suitable benefits to secure your financial future. Investors can make well-informed decisions that support their individual goals by choosing the best 20-year investment plan that offers easy investment possibilities for 20 years. Read less
Your premium calculation is in progress
Kindly enter the OTP sent to
Please enter valid OTP
Technical issue detected please continue without OTP verification
Grow your Wealth with Tax-free 2 Returns
21.54% 5-yr Returns 4
All funds rated 4 or 5 stars 3
Zero LTCG tax 2 + Life Cover
Zero premium allocation charge
In this policy, the investment risk in investment portfolio is borne by the policyholder
4 21.54% is the 5-year CAGR of Tata AIA Multi Cap Fund as of Dec'25. Benchmark: 14.86%. T&C apply. Past performance is not indicative of future performance. The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Premier SIP Calculator
Unable to load your customized plan
Please try again after some time
Our sales representative will connect with you soon to assist further
We're facing a technical issue. Please try again after some time
Here’s your customised plan
Get Maturity Benefit
As per assumed rate of return
by paying ₹19,983/month
Total premium: ₹11.99 Lakh
Life Cover (including Terminal Illness Cover)
Accidental Death Cover
Accidental Total & Permanent Disability
Applicable if the policy is purchased digitally. This discount is auto-applied and can't be removed
A certified Tata AIA expert will call you from a 1600‑series number to help customise your plan.
Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP - Non-participating, Unit-linked, Individual Life Insurance Savings Plan (UIN: 110L174V01 ) and Tata AIA Health Buddy - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually. Product option: Future Secure.
An investment plan for 20 years might be a good option for long term financial planning.
This method could help assets increase for 20 years by applying compound interest.
Monthly contributions enable consistency and could support your long-term objectives.
Life insurance is offered by many plans, which provides future security.
Depending on the risk, investors may split their capital into different financial assets to align with market conditions.
Although contributions may be eligible for tax 2 benefits within appropriate restrictions, maturity is often tax efficient.
These plans include growth, security, and flexibility to meet your changing financial requirements.
When selecting a plan, take these things into account to make sure it meets your financial goals and risk tolerance.
Before choosing a plan, it is essential to outline your financial objectives, such as retirement planning, funding your children's education, or generating wealth.
Decide your risk tolerance, and based on that, choose a plan of investment.
You may consider plans that offer facilities such as fund switching, premium reinvestment, and partial withdrawal.
Many 20-year plans offer both life insurance and investment protection, giving your family financial stability in the event of unanticipated circumstances.
Plan your expenses first to understand their effect on your returns.
TATA AIA offers many investment plans to help investors achieve long-term financial goals. It helps to protect your financial future by combining security measures and disciplined investing.
Planning ahead may be a smart approach, as a 20-year investment plan provides time to increase your wealth. These plans come with flexibility and safety, according to your needs. To secure your future, it is advisable to take a step today and consider a lifetime insurance plan. By incorporating a life insurance policy, individuals can work towards achieving their financial goals for the future. A strong and long-lasting financial legacy could be built by starting such a plan now.
The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Premier SIP is designed for combination of Benefits of two individual and separate products named (1) Tata AIA Life Insurance Tata AIA Smart SIP - Non-participating, Unit-linked, Individual Life Insurance Savings Plan (UIN: 110L174V02) and (2) Tata AIA Health Buddy - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Product option: Future Secure These products are also available for sale individually without the combination offered/suggested.
Param Raksha Life Pro+ is designed for combination of Benefits of two individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/suggested.
If your policy offers variable benefits, then the illustrations on this page will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
1 Illustration shows a monthly premium of ₹20,000 for Tata AIA Premier SIP for a 25-year-old male, standard life, premium payment term: 15 years, policy term: 20 years with 100% investment in Tata AIA Multi Cap Fund in Future Secure plan option. 4% and 8% are assumed rates of return. 21.54% is the 5-year return as of December'25. Maturity amount: ₹44,44,252 at 4% returns, ₹74,10,926 at 8% returns and ₹4,25,21,792 at 21.54% returns. The fund value calculation is done by projecting the past returns of multi cap fund after adjusting for all expenses in Tata AIA Premier SIP. The above values have been calculated assuming 21.54% p.a. CAGR, which is the past 5-year return of Multi Cap Fund as of December'25.
Some benefits are guaranteed, and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits, then these will be clearly marked “guaranteed’ in the illustration table on this page. If your policy offers variable benefits, then the illustrations on these pages will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
2 No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws. Tax laws are subject to amendments from time to time. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder.
3 All funds open for new business which have completed 5 years since inception are rated 4 or 5 Star by Morningstar as of August 2025.
4 5-year computed NAV for Multi Cap Fund as of December 2025. Other funds are also available. Benchmark of this fund is S&P BSE 200.
5 ©2025 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
6 The Insured Amount under Terminal Illness with Term Booster option (in Health Buddy) is payable on earlier of death or diagnosis of Terminal illness of the Life Insured. Please refer Terms and Conditions for more details.
Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.
The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. On survival to the end of the policy term, the Total Fund Value including Top-Up Premium Fund Value valued at applicable NAV on the date of Maturity will be paid.
The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the “Company”). Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart SIP & Tata AIA Smart Sampoorna Raksha Supreme is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
L&C/Advt/2026/Mar/2277