A guaranteed retirement starts with guaranteed income.
You purchase an income annuity from an insurance company with a portion of your investable assets.
The company invests your money to provide you with a steady guaranteed income.
You receive regular payments, starting at the time of your choice and continuing for a set period or for life. Generally, you can’t access your funds outside of the regularly scheduled payments.
Understand what your expenses may be in retirement and calculate the gap between those expenses and your guaranteed income.
RetireEase brochure (PDF)
RetireEase Choice brochure (PDF)
we’ve been helping people secure their financial future and protect the ones they love
of life insurance protection in force as of 12/31/25
insurance and annuity benefits paid to policyowners and other customers in 2025
What’s behind MassMutual’s financial strength
Any guarantees explicitly referenced herein are based on the claims-paying ability of the issuing insurance company.
This material does not constitute a recommendation to engage in or refrain from a particular course of action.
The information within has not been tailored for any individual.
The information provided is not written or intended as specific tax or legal advice. MassMutual and its subsidiaries, employees, and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.
This product and/or certain features may not be available in all states or with all firms.
MassMutual RetireEase and RetireEase Choice are not Medicaid-friendly annuities. The use of either in conjunction with Medicaid planning is prohibited.
MassMutual RetireEase Choice (Contract form #FPDIA12 and ICC12-FPDIA12 in certain states, including North Carolina) is a flexible premium, deferred income annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.
MassMutual RetireEase [Contract Form #SPIA05; SPIA05 (NC)] is a single premium immediate fixed annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111.
NOT A BANK OR CREDIT UNION DEPOSIT OR OBLIGATION • NOT FDIC OR NCUA INSURED • MAY LOSE VALUE. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY ANY BANK OR CREDIT UNION